First 4 London : Financial Services : Loans : Secured Loans

Websites:

Accepted - To see which lenders offer the best secured loans for homeowners, simply complete the short quote form on the Accepted website which will take you no more than a few minutes. They'll then search from over 200 different secured loan schemes from leading high street banks and their subsidiary companies such as FirstPlus, Picture and Nemo. The service is free and there are no initial credit checks.

View Website

Freedom Finance Secured Loans - Freedom Finance provide any purpose secured loans to homeowners. Whatever the reason you need to borrow, from debt consolidation to a family holiday, they can help regardless of your financial circumstances or history. Even if you are self employed or have a less than perfect credit history they can offer terms tailored to ensure that your repayments suit your budget and with no extra or hidden costs.

The company has been in business since 1983 and has partnerships with a number of well known brands and lenders including First Plus, Bradford & Bingley, The Co-operative Bank, AA and Direct Line.

Their website features a simple online application process where you begin by answering a few simple questions, you can the specify how much you'd like to borrow and provide your personal details.

Their typical loans range between £5,000 and £100,000. The interest rate will vary depending on your particular circumstances. Rates are from 7.9% APR variable to 20.4% APR variable, with the majority of borrowers paying a typical 10.9 APR variable.

View Website

LoanLine Secured Loans - LoanLine is a registered member of The Corporation of Finance Brokers (CFB), Financial Services Authority (FSA) and the Finance Industry Standards Association (FISA). They offer loans which are secured to homeowners regardless of circumstances and credit rating. A homeowner loan is available for any purpose and you can borrow from £5,000 to a maximum of £100,000.

With a secured loan you put your home up as security, which means the lender could force the sale of your house to recover their money should you default on repayments. Because you'll be exposing yourself to the potential danger of losing your home, you should only go down this route if you are absolutely certain that you can comfortably afford the monthly outlay.

View Website

Welcome Financial Services - Welcome Financial Services provide secured loans to homeowners regardless of previous credit history.

Loans are available from £1,500 to £20,000 for any purpose and the repayment period can be from 2 to 15 years.

If you have a mortgage or own a home outright, simply complete their online enquiry form and a member of their team will get back to you with the options available.

View Website